Financing

Use EasyPay Finance for large and small purchases — from major auto repairs to routine maintenance and upgrades. Accepted at participating automotive shops nationwide, EasyPay provides flexible payment options for a variety of services. Apply today and get a quick decision with no impact on your credit score.



• Simple, hassle-free application process
• Instant approval decisions
• No hidden fees
• Flexible financing for repairs and services
• Affordable monthly payments
• 24/7 online account access and management
  

Are you someone with a good credit score, a poor credit score, or no credit history at all? If so, Snap Finance can help you with our easy lease-to-own financing process. Our aim is to make the entire process hassle-free and straightforward, ensuring you get what you need as quickly as possible.

Even if you have gone through bankruptcy or have a poor or non-existent credit history, we can still provide you with the best chance of approval. Our payment plans are designed to align with your payday schedule, and we also offer early payoff options to help you lower the overall cost of ownership.

Klarna was created to make financing simple and flexible for everyone, no matter their financial background. With Klarna’s easy approval process, most customers qualify instantly, and there’s no hard credit check to get started. Whether you’re planning for a major repair or a quick fix, Klarna helps make it easy to manage payments on your terms.

With Klarna, you’ll enjoy flexible payment options, instant approval at checkout, and a seamless process from start to finish. Klarna’s pay-later plans fit your budget, giving you clear, upfront pricing—no hidden fees or surprises. Get the repairs you need now and pay over time with confidence.

At Encino Automotive  we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time

Key Benefits of Affirm Financing:

• Flexible Payment Plans:  Choose the schedule that fits your budget with term options of   3, 6, or 12 months.
• Transparent Terms:  Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
• Quick and Easy Application:  Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
• Checking Eligibility:  Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
• No Late Fees or Penalties:  Affirm does not charge late fees and there are no penalties for paying off your loan early.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR


See full terms at affirm.com/disclosures.